I was in the kitchen, talking with momma and d'em the other day. She was a little down in the dumps looking at some papers, so I asked her what the problem was.

"Fluids," she wailed, pushing the sheaf of papers toward me, "I just don't know what I'ma gonna do. Look...they're cutting my divvy check... again!"

I took the statement from momma, and gave it a scan. It was loaded down with REITs and European oil companies, and it looked like every single one of them had whacked momma's divy payment from the prior quarter.

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