The third-quarter results for Goldman Sachs was exceptional as the company's profits nearly doubled from its second-quarter performance, but resulted from non-recurring market events.

The company is changing its business model and so is faced with the unfortunate problem of transforming itself during a time of pandemic and economic recession.

Given the uncertainty of the situation, Goldman Sachs faces a very difficult future and one that will test its very talented human capital to bring it into full recovery.

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